Refund Policy

B-Refund Policy

1-Refund will be done online to the registered account No.

2-Your cancelled Transiction will be refunded within 7 to 10 days.

3-For any support or enquiry you can email us at Manokamnamicrocredit@gmail.com or call on +91 8077339748.

C-Terms & Conditions Of Service

Key Terms:

  • The term 'User' or 'You' (and its grammatical variations) shall refer to (or be in relation to) the person who browses the site.
  • The term 'Manokamna' shall refer to Manokamna micro credit foundation., having its office at Vishwanath puri colony,Nasirpur road,Near Aryavart school Hyderabad gate B.H.U Varanasi-221005.
  • The term 'Site' refers to http://manokamnaa.in/ owned and managed by Manokamna.

Acceptance of Terms of Use:

  • This Site is offered to You conditioned on Your acceptance without modification of the terms, conditions, and notices contained herein.
  • By using the Site, You agree to follow and be bound by the terms and conditions contained herein, concerning Your use of the Site.
  • Manokamna may revise the Terms of Use at any time without notice to You. Areas of the Site may have different terms of use posted.
  • If there is a conflict between the Terms of Use and terms of use posted for a specific area of the Site, the latter shall have precedence with respect to Your use of that area of the Site.

    • Use of the Site:

    • The information in the various pages of the Site, unless otherwise indicated, is issued by the Manokamna, for general distribution.
    • Unless indicated otherwise, Manokamna has the exclusive copyright for all such information.
    • As a condition of Your use of the Site, You will not use the Site for any purpose that is unlawful or prohibited by these Terms of Use.
    • You may not use the Site in any manner that could damage, disable, overburden, or impair any website, including those of Manokamna, or the network(s) connected to the Site or interfere with any other party's use and enjoyment of any website.
    • You may not attempt to gain unauthorised access to any website, other accounts, computer systems or networks connected to the Site, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Site.
    • Manokamna may terminate the User's access at any time for any reason.
    • All contents present on this Site are the exclusive property of Manokamna. The software, text, images, graphics, video and audio used on this Site belong to Manokamna. No material from this Site may be copied, modified, reproduced, republished, uploaded, transmitted, posted or distributed in any form without prior written permission from Manokamna, except that Manokamna grants You non-exclusive, non-transferable, limited permission to access and display the web pages within this Site, solely on your computer and for your personal, non-commercial use of this Site. This permission is conditioned on (i) Your not modifying the content displayed on the Site, (ii) Your keeping intact all copyright, trademark and other proprietary notices, (iii) Your acceptance of any terms, conditions and notices accompanying the content or otherwise set forth in this Site, (iv) Your agreeing to acknowledge Manokamna as the source, citing the uniform resource locator (URL) of the page from which the information has been taken.
    • Reproduction or translation of substantial portions of the Site, or any use other than for educational or other non-commercial purposes, require explicit, prior authorization in writing. Applications for permission and enquiries, with necessary details, should be addressed to the Manokamnamicrocredit@gmail.com.in for the page used. Notwithstanding the foregoing, any software and other materials that are made available for downloading, access or other use from this Site with their own license terms, conditions, and notices will be governed by such terms, conditions and notices.
    • Your failure to comply with the terms, conditions and notices on this Site will result in automatic termination of any rights granted to you, without prior notice, and you must immediately destroy all copies of downloaded materials in Your possession or control. Manokamna does not grant you any express or implied rights or licenses under any patents, trademarks, copyrights, or other proprietary or intellectual property rights. You may not mirror any of the content from this Site on another website or in any other media. Unauthorised use of the materials appearing on this site may violate copyright, trademark and other applicable laws, and could result in criminal or civil penalties.
    • The User agrees to indemnify, defend and hold Manokamna harmless from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, arising out of or relating to any misuse by the User of the content and services provided on the Site. User's right to privacy:
    • Manokamna may collect information that can identify You ("Personal Information"), such as Your name and email address, Your preferences, Your phone numbers, when You (or other users) provide it to Manokamna while visiting the Site or in some other manner. Manokamna may also collect other types of information, when You visit the Site, in, inter alia, the following manner: by collecting the information, such as Your IP address, your browser type, date and time of Your visit; for the purpose of tracking Users' movements around the Site and understanding usage trends. By assigning one or more cookies to Your computer, which may collect information to facilitate access to the Site and to personalise Your online experience.
    • The User's right to privacy is of paramount importance to Manokamna. Any information provided by the User will not be shared with any third party. However, Manokamna reserves the right to use the Personal Information to provide the User a more personalised online experience.

    Governing Law and Jurisdiction:

    • The laws of India govern this agreement. You hereby irrevocably consent to the exclusive jurisdiction and venue of courts in Varanasi, Uttarpradesh, India in all disputes arising out of or relating to the use of the Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

    Miscellaneous:

    • This agreement constitutes the entire agreement between the user and Manokamna micro credit foundation with respect to the Site and save as pr.